How much house can I afford
The price your income supports by the 28/36 rule lenders start from, at today's rate.
How much house can I afford
The price your income supports by the 28/36 rule lenders start from, at today's rate.
$301,048
Home price
$261,048
Loan
$2,100 a month
Total housing payment
$1,650 a month
Of it, principal and interest
28%: housing costs against income
What limits it
Lenders may approve more (up to 43% or higher for some loans); approval is not the same as comfortable. Under 20% down usually adds mortgage insurance, and closing costs are typically 2–5% of the price on top of the down payment.
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