50/30/20 budget calculator
Take-home pay split into needs, wants and savings.
50/30/20 budget calculator
Take-home pay split into needs, wants and savings.
$2,000.00
Needs (50%): housing, food, bills, minimum debt payments
$1,200.00
Wants (30%): eating out, travel, subscriptions
$800.00
Savings and extra debt payments (20%)
$9,600
A year of savings at 20%
A starting point from Elizabeth Warren's All Your Worth. Where rent alone is half of take-home pay, 60/20/20 or 70/20/10 is more honest; the part to protect is the savings.
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